Many parents eagerly anticipate the day their teens become old enough to drive, relieving them of driving duties to and from various activities. But this period can also induce stress as you realize your child is growing and will be navigating the often dangerous roads. If your teen in Milford, CT, recently received a driving permit, you’re probably excited. However, before they take the wheel — even with you in the car — it’s crucial to consider car insurance.
Adding Your Teen to Your Policy is Optional
Most insurance companies do not require a teen with only a permit to be added to their parent’s auto policy. It becomes mandatory once the teen obtains an official driver’s license and can operate a vehicle without supervision. If you choose to add your teen to your policy once they receive their permit, your costs should not significantly increase. However, your rate may surge depending on your insurance company when they secure a driver’s license. Consequently, some parents might require their teens to secure a job and pay the difference in rates, although this approach varies.
In summary, while adding your teen to your auto insurance policy is beneficial, it’s not compulsory until they acquire a proper driver’s license. If you’re seeking a new insurance provider in the Milford, CT, area, consider White Oak Insurance LLC. We specialize in delivering superior coverage. Don’t hesitate to contact us today.
