Owning a classic car in Milford, CT is more than just a hobby for local vintage car enthusiasts. Classic car ownership means showcasing your vintage ride, so protecting one of your most prized investments is paramount.
In the brief overview below, White Oak Insurance LLC provides a few key tips on what local vintage car owners should know about classic car insurance.
Classic Car Insurance Differs From Traditional Auto Insurance
If you’re new to classic car ownership, it may surprise you to learn that classic car and auto insurance policies aren’t structured exactly the same way. Classic car insurance is tailored to meet the unique needs of vintage car owners and offers special provisions like agreed-value coverage, which you don’t get with traditional car insurance.
Another difference between regular auto insurance and classic car coverage is that classic policies typically have mileage limits and usage requirements built into them. These built-in provisions limit mileage and usage for vintage vehicles not driven on an everyday basis.
Choosing A Classic Car Insurance Policy
Choosing the best insurance policy can feel overwhelming when you’re unsure which steps to take. The first step towards choosing the best classic car insurance policy is to assess your coverage needs.
Take an inventory of your classic car’s build, modifications, and components to make it easier to assess your car’s total value.
Take pictures of your classic car from all angles and then gather all of your documents. Visit or call a trusted local licensed insurance agency that can help you determine your classic car’s agreed value and get a quote on a comprehensive policy.
Contact White Oak Insurance LLC in Milford, CT to get advice from a licensed agent today!
